Southern Financial Systems, Inc.

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------=_NextPart_01C56D0C.6D334980 Content-Location: file:///C:/090D4AAB/SouthernFinancialSystems,Inc_teamwork_files/master21.xml Content-Transfer-Encoding: quoted-printable Content-Type: text/xml; charset="utf-8" ------=_NextPart_01C56D0C.6D334980 Content-Location: file:///C:/090D4AAB/SouthernFinancialSystems,Inc_teamwork_files/pres.xml Content-Transfer-Encoding: quoted-printable Content-Type: text/xml; charset="utf-8" ------=_NextPart_01C56D0C.6D334980 Content-Location: file:///C:/090D4AAB/SouthernFinancialSystems,Inc_teamwork_files/slide0001.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" Southern Financial Systems, Inc.

Southern Financial = Systems, Inc.

Kimberly Amacker – President

Paul B. Amacker – Operations Manager =

Paul L. Amacker – Collections Manager=

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------=_NextPart_01C56D0C.6D334980 Content-Location: file:///C:/090D4AAB/SouthernFinancialSystems,Inc_teamwork_files/slide0002.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" Southern Financial Systems, Inc.

Facilities

•Located at 2603 Oak G= rove Road in Hattiesburg Mississippi, Southern Financial Syst= ems, Inc. is a full service collection agency. We are equipped to handle your accounts at any = and all phases of collection.&nbs= p; We can take accounts in a pre-collect, or early out program. We can collec= t = your hard to locate, or skip-trace accounts, and those who promise to pay but never quite make it in.

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------=_NextPart_01C56D0C.6D334980 Content-Location: file:///C:/090D4AAB/SouthernFinancialSystems,Inc_teamwork_files/slide0003.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" Southern Financial Systems, Inc.

Employees

•Our employees rec= eive = training in the Fair Debt Collection = Practices Act and Professional Telephone Collectors Techniques before = they are allowed to contact and speak with a consumer.

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Equipment

•We use the latest = in = collection technology, including a predictive = dialer system that will make calls and leave a message for the consumer to call the office and discuss his = or her account(s).

•We use Columbia = Ultimate Collection Software, which is one of the most advanced programs on the market.

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