Southern Financial Systems, Inc.
"partners in profit"

Last update:

11/07/2008

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Company

     Southern Financial Systems, Inc. DBA Southern Financial Collections is a full service Collection Agency located in Hattiesburg, Mississippi.  Like most other collection agencies we are a Contingency Based agency, however, we are not your typical collection agency.  We are equipped and able to handle your accounts at any and all phases of collection process.  We also effectively locate "lost" debtors or those debtors in a "skip-trace" status or debtors who simply never fulfill their "promises to pay".

     Southern Financial Systems utilizes "Columbia Ultimate" collection software to service your accounts.  In conjunction with our predictive dialer system "Smartdial", we are able to work your accounts with maximum efficiency.  We sre able to receive your collection files by several different methods to include paper files, diskette, or over the internet (128 bit Encryption required per HIPAA).  Depending on how you turn your accounts over, we can load and assign accounts to a collector to be worked within 30 minutes of our receiving your write off.

     For those accounts that need a little extra, we use an advanced internet search program to locate new phone numbers and addresses (skip-trace accounts).

     All collectors receive training in the Fair Debt Collection Practices Act (F.D.C.P.A.), and in Professional Telephone Collector's Techniques before they are allowed to contact or speak with a consumer.  Collectors are monitored closely and advised of new laws and rulings related to the F.D.C.P.A.

Our Mission

        Southern Financial Systems Pledges the following:

• All collection activities will be carried out in compliance with all federal, state, and local laws.

   

• All collected monies will be kept in a trust account and paid to you on a monthly basis.  This will be accompanied by an easy to read, detailed report on all payments received for that month.

   

• We will acknowledge all accounts received from your office.  We will use your account number as reference numbers for ease of tracking.  We do request that as much information as possible is sent with the account to assist us in collecting the  account for you.

   

• SFS will provide clients full access to their accounts for review and examination.  Management will be available for liaison between your office and SFS during normal working hours for issues that may arise on an account.

   

• All accounts will be worked to completion utilizing all available collection and skip-tracing tools.  This includes on-line services, credit bureau reports, public records, and a detailed investigation.  Although we cannot guarantee collection of your accounts, all efforts will be used to facilitate collection.  Remember.   We don't get paid until you get paid.

       Southern Financial Systems, Inc. has built a reputation of efficiency, thoroughness, punctuality, and professionalism, with a "can do" attitude.  We want to put these values to work on your accounts to maximize your bottom line.

Company Profile

Southern Financial Systems (SFS) is a licensed and bonded collection agency with more than 39 years of combined experience and expertise in the collection of non-performing debt.  Fully automated, and using the most current technology, SFS is a forward thinking collection agency that can best meet your needs in the recovery of lost revenue and add to the bottom line of your business.  Southern Financial Systems currently collects for over 900 clients.

Included in this list are:

• Justice Courts

• City Courts

• 14 Major Hospitals

• 4 Grocery Store Chains

• Fortune 500 Company

• Medical Billing Companies

• Credit Unions

Southern Financial Systems is proudly a member of the American Collector's Association and Associated Collectors of Mississippi.

Southern Financial Systems, Inc.

"partners in profit"